Blogs

Getting Started: Buying a Home

RESPA and TILA: What Do the Changes Mean?

If you’re in the market for a mortgage, you may have heard about upcoming changes to RESPA and TILA, but what do they really mean? Here you go!

Getting Started: Refinancing Your Mortgage

Have you been thinking about refinancing your loan? It could be the right thing to do. Here are a few suggestions to get you started.

Building Credit? Here's How to Choose the Right Credit Card

So you know you want to get a credit card to help build your credit. But it seems like there are literally a million options. So how do you choose the right one? 

Mortgage Rates on the Rise! But Not by That Much

The Fed has spoken. What does that mean for mortgage rates? And what does it mean for home buyers?

Do You Qualify for a HARP Loan?

Are you underwater on your mortgage? No one wants to be there. But you may be able to get help.

Don't Get Stuck Paying Extra! Negotiate Your Closing Costs.

By this point you’ve realized the name of the game is getting as much house as you can for as little money as possible. Closing costs can add as much as 5 percent to your total cost. So how do you make sure you’re paying as little as possible? Negotiate.

Graduate College. Get a Job. Start Saving for a House?

In college you were literally counting your pennies to see if you could afford to go out that night. So now you have your first job you’re feeling pretty rich. Are you saving some for your future home?

How to Negotiate with Mortgage Lenders

Are mortgage rates set in stone? How about closing costs and other fees? Find out what you can negotiate, what you can’t, and the best way to do it. Let's make a deal!

Know Your Interest Rate and When It Might Be Time to Refinance

You pay your mortgage every month, the same amount, and it’s easy to forget that you might have options. Do you know your current interest rate? Do you know the current market rate? You might be able to save!