![Read more about Can You Qualify for a Mortgage if Your Spouse is Still in School?](https://www.mortgages.com/sites/default/files/resized_istock_000001761098large.jpg)
Just because your partner is still finishing school--or just went back--that doesn’t mean you can’t start your life together in a new home. You might have to jump through some hurdles, but you can get there.
![Read more about Rent to Own...a Home?](https://www.mortgages.com/sites/default/files/creditcard_kid.jpg)
You know you need to work on your credit and savings before you can buy a home. But if you want to start the home-buying process while you’re doing that, you can consider a lease-to-own home. Now, we’re not saying it’s a cure-all, but it’s definitely an option.
![Read more about How Much of My Paycheck Should I Spend on My Mortgage?](https://www.mortgages.com/sites/default/files/bike-suit-man-dude_2.jpg)
It can be tempting to spend as much on your mortgage as your lender will allow. But before you do, figure out how much money you need each month to have fun!
![Read more about What's the Deal with Private Mortgage Insurance?](https://www.mortgages.com/sites/default/files/resized_istock_000002766836small_2.jpg)
Most lenders are going to ask you to have a 20 percent down payment before they’ll lend to you. If you don't have it, does that mean home owning is out of your reach? Before you agree to pay PMI, consider all the options.
![Read more about How a Home Warranty Can Make It Easier to Go from Renting to Owning](https://www.mortgages.com/sites/default/files/business-lunch.jpg)
If you're buying your first home, a home warranty could be just the thing you need to make an easier transition from renting to owning.
![Read more about 7 Things You Will Probably Never Fix if You Move In First](https://www.mortgages.com/sites/default/files/resized_istock_000003040957medium_2.jpg)
You can’t wait to get into your new home, and you're tempted to start moving in as soon as the contract is signed. But there are a few things you may regret not fixing before it’s too late.
![Read more about Using the Snowball Method to Pay Your Debts](https://www.mortgages.com/sites/default/files/newlywed_homeowners_1.jpg)
You want to pay off your debts before you can buy a home. So, how do you make progress?
![Read more about 6 Ways to Impress Last-Minute House Guests](https://www.mortgages.com/sites/default/files/staged_home_0.jpg)
How do you quickly go from post-college grunge to Pottery Barn chic when an unexpected house guest arrives?
![Read more about Wondering What to Ask During a Home Inspection? We Got You Covered.](https://www.mortgages.com/sites/default/files/resized_dreamstime_3428589_0.jpg)
Your home is one of the biggest purchases you’ll ever make. So why would you sign on the dotted line without learning as much as you can about it? Your home inspector is a great resource--as long as you’re asking the right questions.
![Read more about Can You Build Credit without a Credit Card?](https://www.mortgages.com/sites/default/files/resized_istock_000017618341medium.jpg)
Call it a personal preference (or a history of buying too many things that are waaay out of your budget), but credit cards are just not for you. You've gotten by this far using just cash and checks, and you're happy to keep it that way. But when it comes to building good credit, is it possible without a card? We've got some solutions.