Your Certificate of Eligibility (COE) will prove to your lender that you're eligible for a VA Loan. Before you can be granted your COE, you'll need to prove your--or your spouse's--honorable service.
Documents needed to apply for a COE
Gathering your information to apply for a Certificate of Eligibility is relatively straightforward and easy. In general, you'll need to show:
- Social Security number
- Date of birth
- Time and dates served
- Evidence of honorable service
You can find the requirements for your type of service at the Department of Veterans Affairs site.
Applying for a COE
Once you have all your proper documentation on hand, you'll need to apply for your Certificate of Eligibility from the Department of Veterans Affairs. There are several ways you can apply.
- You can apply online at the eBenefits portal on the U.S. Department of Veterans Affairs website.
- You can mail in your Request for Certificate of Eligibility application, which can be found on the Department of Veteran's Affairs site.
- Spouses can take the Unmarried Surviving Spouses form (found on the Department of Veterans Affairs site) to their lender or mail it in.